We’re Monitoring the Impact of Hurricane Ida and the California Wildfires

As Freddie Mac confirms our mortgage relief options for borrowers affected by Hurricane Ida and the wildfires in California, we’re reminding our Seller/Servicers of our disaster relief policies.

Our policies apply to mortgages in locations declared by FEMA as eligible disaster areas where federal aid in the form of individual assistance is available.

To ensure a mortgage remains eligible for sale and that the mortgage is serviced in accordance with the Freddie Mac Single-Family Seller/Servicer Guide (Guide), you’re encouraged to review applicable Guide sections:


ACE Appraisal and R&W Waiver Eligibility
If Freddie Mac decides to systematically suspend automated collateral evaluation (ACE) appraisal waiver eligibility and appraised value representation and warranty relief eligibility on new Loan Product Advisor® (LPASM) or Loan Collateral Advisor submissions, you will be notified when the systematic suspension will occur.

For More Information
  • Visit our Disaster Relief web page.
  • Contact 1-800-FREDDIE or your Freddie Mac representative.